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 Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (collectively Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Neither Stifel Trust Companies nor affiliated companies provide legal or tax advice. Stifel Charitable Inc. is a 501(c)(3) non-profit organization. Stifel Financial Corp. companies, including Stifel, Nicolaus& Company, Incorporated, Stifel Bank, and Stifel Trust Company, N.A., provide services to Stifel Charitable Inc. If you no longer wish to receive these types of communications from Stifel, please reply with a subject line of “unsubscribe.” Please note you will still receive electronic communication as it pertains to your account(s). Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com |